TrustPay

finby provides online payment acceptance for merchants: card payments from Visa, Mastercard and Carte Bancaires cardholders, local payment methods, secure tokenization and recurring billing for subscriptions. Merchants can accept payments in 170 currencies and settle in 14. A Merchant Portal lets them organise transactions by project, country and payment method, set user access levels and download financial statements.

Customers are online businesses, particularly those selling cross-border in Europe. Onboarding is fully digital, with identity verification and agreement signing done online. The company describes its offering as acquiring services and local payment methods adapted to each regional market.

Founded in 2006 and headquartered in Bratislava. The company's timeline lists a payment institution licence in 2009, EEA passporting in 2010, principal membership of Visa and Mastercard in 2012, a cross-border acquiring licence in 2013 and a Payment Initiation Service Provider licence in 2023. In 2025 it became fully operational in Malta under a Maltese financial institution licence. The careers page invites applications from professionals and graduates.

Product: Payment acquiring for online merchants: card payments, local payment methods, recurring billing, multi-currency settlement and a Merchant Portal.