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tfbank.de

Online bank offering a fee-free Mastercard Gold credit card and savings accounts to private customers in Germany

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  • New on EvolcAdded 2026-10-29

About tfbank.de

TF Bank is an online bank. Its main product is the TF Mastercard Gold, a credit card without annual fee that offers flexible instalment payments, cashback offers and an included travel insurance, managed through the TF Bank mobile app. It also offers an overnight deposit account (Tagesgeldkonto) and a fixed-term deposit account (Festgeldkonto).

Its customers are private individuals in Germany. Revenue comes from interest charged on open credit card balances, with a stated nominal rate of 22.60% per year. The company also offers a referral programme for existing customers.

TF Bank is part of the Avarda Group, which has been listed on the Nasdaq Stockholm since 2016. The bank was founded in 1987 in Borås, Sweden, received its banking licence in 2012 and expanded into Germany in 2017. The fixed-term deposit account was added to its German product range in 2024.

Product: TF Mastercard Gold credit card without annual fee, plus overnight and fixed-term deposit accounts, managed in the TF Bank app.

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