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Automoney Trust

Direct hire purchase car finance for UK drivers buying used cars, including applicants with poor credit or CCJs

Norwich, United KingdomFounded 2018automoneytrust.co.ukWebsite technologies

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Highlights

  • New on EvolcAdded 2026-10-28

About Automoney Trust

AutoMoney Trust is an FCA-regulated direct lender that provides hire purchase (HP) finance for used cars. Customers apply online, receive a decision based on a soft credit search, choose a car from partner dealers, and sign an HP agreement with the company. The company pays the dealer directly.

Its customers are individuals across the UK seeking used car finance, including applicants with poor credit or county court judgments. Loans range from £4,000 to £25,000 over terms of 36 to 84 months. Revenue comes from interest and fees on these agreements. The company also works with finance brokers and dealer partners and offers a refinancing option for PCP balloon payments.

The company was established in 2018 and is headquartered in Norwich. Its website describes it as based in Redditch, Worcestershire. It states that it has supported more than 10,000 customers and provided over £125 million in funding. It is part of the Norfolk Capital Group and was previously known as AutoMoney Motor Finance until February 2026.

Product: Hire purchase finance for used cars, from £4,000 to £25,000 over 36 to 84 months, with an online application and calculator.

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