zonky.cz
Online consumer loans and Zonky Rentiér investments for individuals in the Czech Republic, funded by private investors
About zonky.cz
Zonky is a Czech online lender that connects borrowers with private investors under a peer-to-peer model. It provides unpurpose personal loans of up to 2,000,000 CZK, with individual interest rates starting at 3.75 % per year. Its Zonky Rentiér service lets individuals invest, with a stated return of 3 to 5 % per year.
Customers are individuals who borrow for purposes such as renovations, cars or starting a business, and individuals who invest through Zonky Rentiér. The company earns a one-off fee of 2 % of the loan amount, deducted from the first instalments, and an optional payment protection insurance charged at 8.9 % of the monthly instalment. Early repayment, extra payments and loan administration carry no fee.
Zonky was founded in 2012 and is headquartered in Prague. Its official launch of peer-to-peer lending in the Czech Republic took place in June 2015. The company is part of the Air Bank group following a merger with it.
Product: Unpurpose online personal loans funded by private investors, plus the Zonky Rentiér investment service.
Jobs at zonky.cz
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