Za roky úroky

Za roky úroky s.r.o. offers a service for Czech consumers who want to recover interest, fees and penalties paid on consumer loans and mortgages. The company reviews loan contracts free of charge with an law firm and, where it sees a chance of success, contacts the lender and pursues recovery of the amounts paid.

Customers are individual borrowers, not businesses. The company earns a fee only when some of the interest, fees or penalties are recovered, starting at 20 % of the recovered amount, and the website states that nothing is payable if the lender returns nothing. The site says it handles both bank and non-bank loans, including loans already repaid, and gives an example of a 20,000 CZK minimum overpayment threshold.

The company is registered in Prague (IČO 21381259, founded 19 March 2024, registered office at Příčná 1892/4, Praha 1) and the website lists Prague as its seat. The website does not mention other offices, headcount or hiring.

Product: Free review of consumer loan contracts with a law firm, followed by negotiation and enforcement of the recovery of overpaid interest, fees and penalties.