XMLdation
Cloud-based payments testing and simulation for banks, regulated fintechs and payment market infrastructures
Highlights
- New on EvolcAdded 2026-10-27
About XMLdation
XMLdation provides Testing as a Service for payments through its Simo platform. Products include Simo Payment File Testing, Simo Rail, Simo Market Infrastructure and Simo API Sandbox, which support ISO 20022, SWIFT MT and JSON APIs.
Customers are banks, regulated fintechs, corporates, central banks and payment market infrastructure operators. The company charges an annual subscription fee plus a setup fee for configuring its products.
XMLdation was founded in 2009 and is headquartered in Tampere, Finland. It reports a presence in Ireland, the US, Canada, the UK and France, and is ISO 27001 certified.
Product: Simo platform for self-service payments testing, including file validation, rail testing, market infrastructure simulation and API sandboxes.
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