Vodeno

Vodeno operates the Vodeno Cloud Platform, a cloud-native, API-based core banking system offering Banking-as-a-Service products. These include digital onboarding, current and savings accounts, payments, cards, lending and BNPL, KYC/AML and reporting tools. Banking services are provided through partner Aion Bank, which holds a full banking licence supervised by the National Bank of Belgium.

Customers are regulated and non-regulated businesses, such as retailers, e-commerce players, banks and fintechs, that embed financial services into their own products. The website says the platform integrates nearly 90 fintech partners. Pricing and the exact revenue model are not described on the website.

The company is registered in Poland with its registry-listed headquarters in Warsaw and was founded in 2018. The website states that UniCredit acquired Vodeno and Aion Bank in 2025 and that the team includes 500 engineers, product development experts and data scientists. Open roles listed on the site include a Procurement Specialist, a Java Developer and a Cloud Engineer, based in Warsaw or remote in Poland.

Product: Vodeno Cloud Platform: cloud-native, API-based core banking and Banking-as-a-Service suite with access to Aion Bank's banking licence.