vivacredit.ro

Viva Credit IFN S.A. offers a revolving consumer credit line that customers apply for online and draw on through their client account, the website or its mobile app. Funds can be transferred to a bank card, and interest is charged only on the amount used, at a fixed daily rate between 0.4% and 1% depending on the amount borrowed. The website also advertises 0% interest for the first 7 days for new clients.

The customers are individuals over 18 with a stable income from salary, pension or self-employment (PFA, PFI, II, IF or liberal professions) and a personal bank account with an attached card. The company earns interest on the credit line. Applications are completed with an identity document only, and additional documents are requested by an operator if needed.

The company is headquartered in București, Romania, and is registered as a non-bank financial institution (IFN). Its website is published in Romanian and links to profiles on Facebook, Instagram, LinkedIn, TikTok, X and YouTube.

Product: Revolving personal credit line of up to 5000 lei, with a 5-year term, online application and transfers to a bank card.