Twisto

Twisto operates a licensed payment service offering buy-now-pay-later at online and partner stores, a Twisto account and virtual card, and instalment payments of 3 to 12 months. Its products are managed through the Twisto mobile app.

The service targets consumers who shop online in the Czech Republic and Poland, and monetises through subscription tariffs (Standard 99 CZK and Premium 199 CZK per month, as listed on the site) and related payment services. The website states it is a licensed payment institution supervised by the Czech National Bank and that it holds PCI DSS Level 1 certification.

Twisto was founded in 2013 and is headquartered in Prague, where its office is located in Karlín. The website says it is now part of the fintech group Param, serves around 2.5 million people in the Czech Republic, Poland and Romania, and lists open roles in marketing and commercial, including a copywriter and a visual designer.

Product: Buy-now-pay-later payments, Twisto account, virtual and physical cards, and instalment plans via the Twisto mobile app.