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Thought Machine

Cloud-native core banking and payments platform for global banks, regional banks and fintechs

United Kingdomthoughtmachine.net

Highlights

  • Hiring40 open roles
  • New on EvolcAdded 2026-10-17
  • Remote-friendly35 of 40 open roles remote or hybrid

About Thought Machine

Thought Machine develops Vault, a cloud-native core banking platform, and Vault Payments, a payments processing platform. The company describes its architecture as separating cloud infrastructure, core capabilities and product logic, with financial products and payment flows defined through a configuration layer.

Its customers are global and national banks, mid-size and regional banks, and fintechs and digital banks. The website names 20 of the world's largest financial institutions as clients and includes case studies from Lloyds Banking Group, Bancolombia, Trust Bank and Intesa Sanpaolo. The website does not describe the pricing model, and it directs prospective customers to request a demo.

The company was founded in London in 2014 and lists London as its headquarters, with further offices in New York, Singapore, Lisbon, Miami, Sydney and Melbourne. Its careers page lists about 40 open roles, mostly in engineering in London and Lisbon, and also in client success, forward deployed engineering, strategy, finance and product.

Product: Vault Core, a cloud-native real-time core ledger, and Vault Payments, a high-throughput payments processing platform for financial institutions.

Open jobs (40)

See all 40 jobs at Thought Machine →

Leadership

Tech stack

  • AWS
  • Ashby
  • Cookiebot
  • Google Analytics 4
  • Google Tag Manager
  • Google Universal Analytics
  • HubSpot
  • LinkedIn Insight
  • Webflow