sparda-bw.de

Cooperative retail bank in Baden-Württemberg offering mortgages, current accounts, savings and online banking to private customers

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Highlights

  • New on EvolcAdded 2026-10-30

About sparda-bw.de

Sparda-Bank Baden-Württemberg eG is a cooperative retail bank. Its offerings include mortgage financing (Baufinanzierung), current accounts, fixed-rate savings, savings lottery products (Gewinnsparen), private retirement provision and online and mobile banking.

Its customers are private individuals and cooperative members. Clients can be served at branches across Baden-Württemberg, by phone, by video consultation and through online banking. Members can acquire up to 100 cooperative shares (Geschäftsanteile).

The bank was founded in 1896 in Karlsruhe as the Spar- und Vorschuss-Verein der badischen Eisenbahnbeamten. It was converted into a registered cooperative (eG) in 1996 and merged into the largest Sparda bank in Germany in 1999. It describes itself as the most member-rich cooperative bank in Baden-Württemberg. In March 2026 it received two TOP awards from diind (Deutsches Innovationsinstitut), for mortgage financing and for payment methods for travel. It promotes itself as a TOP employer in Baden-Württemberg, citing 13 monthly salaries and flexible working hours.

Product: Retail banking services: mortgages, current accounts, savings, savings lottery, retirement provision and online/mobile banking.

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