SeQura

seQura is a fintech that offers installment and deferred payment options for online purchases, managed through its consumer app. Shoppers can split a purchase, pay after receiving their order, change payment dates or plans from the app, and earn cashback in Qoins or bitcoin.

The customers are online shoppers who use the seQura app, and online stores that offer seQura as a payment option, which the website says covers more than 5,000 stores. The website does not describe the merchant fee structure or the revenue model in detail.

The company was born in Barcelona, describes itself as a privately owned fintech in the scale-up phase, and reports presence in 9 countries across Europe and Latin America. Its Barcelona office is at Carrer d'Alí Bei 7, 08010 Barcelona. The website lists 370+ employees and 15 open positions, mainly in finance, tech, marketing, people and risk roles. The founding year is not stated on the website.

Product: Installment and buy-now-pay-later payment service at online checkout, managed from the seQura app, with payment protection and cashback rewards.