Prestige Finance
Specialist second charge loans for UK residents; OSB Group subsidiary whose mortgage accounts moved to Step One Finance in 2026
Highlights
- New on EvolcAdded 2026-10-29
About Prestige Finance
Prestige Finance Limited lends to UK residents and specialises in second charge loans, which are secured on the borrower's home. The company has provided loans for over 30 years.
Prestige Finance is a wholly owned subsidiary of OneSavings Bank Plc. In 2019, Charter Court Financial Services combined with OneSavings Bank to create OSB Group. Mortgage accounts were transferred to Step One Finance Limited, with the transfer active from 1 April 2026; Step One Finance now provides statements, communications and customer support for those mortgages, and the Prestige Finance accounts are closed.
Prestige Finance was founded in 1972 and is registered in Chatham, England. Its customers are UK homeowners with existing second charge mortgage accounts.
Product: Second charge loans secured on UK residential property.
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