polarcredit.co.uk
Online credit lines of £200 to £2,000 for UK consumers, with funds transferred to their own bank account
Highlights
- New on EvolcAdded 2026-11-03
About polarcredit.co.uk
Polar Credit, operated by APFIN LTD, is a direct lender offering an online revolving credit line. Approved customers draw funds as needed, transfer them to a nominated bank account, and repay through flexible monthly payments with no early settlement fees.
The product is aimed at UK consumers who want access to credit without a guarantor, including those with a thin or imperfect credit file. Revenue comes from interest and a transaction fee on transfers. The company states that it is authorised and regulated by the Financial Conduct Authority and has permission to carry on a consumer credit business.
APFIN LTD is a private limited company registered in England and Wales, with its registered office in London. The website states that its UK-based customer service team handles customer queries.
Product: Online revolving credit line with transfers to a nominated UK bank account and flexible monthly repayments.
Jobs at polarcredit.co.uk
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Website technologies
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Website detection does not establish a paid subscription or company-wide use. Tools loaded after consent or sign-in may be missed. “No longer observed” does not prove the company stopped using a tool.