Plaid

Plaid provides a developer platform that lets people connect their financial accounts to the fintech services they choose. Its products listed on the website include account linking, Pay by Bank, recurring payments and payouts, categorised transaction data, real-time balances, identity verification and cash flow data for lending decisions.

Its customers are fintech companies that build on its APIs; the website states that over 9,000 fintechs are built on Plaid and names customers such as Zilch, YouLend, Moneybox and Western Union. Pricing has a free tier for building and testing with live data and a custom, volume-priced tier for scale plans with dedicated support.

The website states 900+ team members, six offices, and offices in San Francisco, New York, Raleigh-Durham and London, with headquarters in San Francisco. It reports coverage of 12,000+ financial institutions across 20 countries and 55% year-over-year European customer growth. Open roles on the careers page span sales, engineering, product, finance, recruiting and security, with several listings in London and Seattle.

Product: Account linking, Pay by Bank, recurring payments, payouts, transaction and balance data, and identity APIs for fintech products.