op-developer.fi

OP Developer provides APIs from OP Financial Group for building payment, account, insurance and shared identity services. Banking APIs cover OP Online Payment, corporate account data and payment initiation, Request to Pay, and payment methods for large e-commerce purchases and invoices up to 5,000 euros. Insurance APIs connect to Pohjola Insurance for claim notification, claims handling, motor insurance quotes and policy inquiry.

The APIs are aimed at fintechs, startups and business partners, who can access them through a sandbox environment, advisors and startup programmes. The company states that partners gain visibility to OP's customer base of more than 4 million. Service provider authorisation is available for the OP Corporate Banking APIs.

The banking APIs were developed in response to PSD2, which requires European banks to open their APIs. OP's PSD2 APIs are in production, and the company offers a browsable product catalogue for banking, insurance and shared services.

Product: Banking APIs (payments, corporate account data, payment initiation, Request to Pay), Pohjola Insurance APIs (claims, motor quotes, policy inquiry) and shared identity and authorisation APIs.