Nalo
Online life insurance and retirement (PER) savings with managed ETF portfolios for individual investors in France
Highlights
- New on EvolcAdded 2026-10-28
About Nalo
Nalo is a French fintech, part of Groupe Apicil, that offers life insurance (assurance-vie) and retirement savings plans (PER) managed online. Portfolios are invested mainly in ETFs, with a separate allocation for each savings objective and a risk level that adjusts automatically over time.
Its customers are individual savers in France who open contracts directly on the website. Advisers are available by phone, chat or video. Revenue comes from management fees on the assets managed; the company states it charges no entry, payment or switching fees. Insurance partners listed are Apicil and Generali.
Nalo was founded in 2016 and is headquartered in Paris. The website reports 600 M€ under management and 22,000 investors.
Product: Online life insurance (assurance-vie) and PER contracts with managed ETF-based portfolios
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