Monal

Short-term consumer loans of 1,000 to 5,000 EUR for individuals in Slovakia, offered under NBS supervision

Poprad, SlovakiaFounded 2022docasnetisicky.sk Website technologies

Highlights

Young companyFounded 2022
New on EvolcAdded 2026-10-23

About Monal

Monal a. s. is a non-bank company that provides consumer loans in Slovakia under the Dočasné tisícky name. It operates under a licence from the National Bank of Slovakia and states that it is supervised by the NBS.

The product is a temporary loan of 1,000, 3,000 or 5,000 EUR for private individuals. Borrowers pay a monthly service fee of 15, 45 or 75 EUR respectively during the first six months, after which they can return the full amount or start repaying it.

The company was founded in 2022 and is registered in Poprad.

Product: Temporary consumer loans of 1,000, 3,000 and 5,000 EUR with a monthly service fee during the first six months.

Financials

Revenue (left axis)Net profit (right axis)

€0€200k€400k−€150k−€100k−€50k

FY2022 (8 months)€0 revenue−€30k net profit

FY2023€505k revenue−€89k net profit

FY2024€398k revenue−€70k net profit

FY2025€9k revenue−€158k net profit

FY20228 moFY2023FY2024FY2025

	FY2025	FY2024	FY2023	FY20228 months
Revenue	€9k	€398k	€505k	€0
Growth	−98%	−21%	—	—
EBITDA	−€156k	−€66k	−€80k	−€25k
Operating profit	−€157k	−€66k	−€80k	−€25k
Net profit	−€158k	−€70k	−€89k	−€30k
Net margin	—	−17.5%	−17.6%	—
Personnel costs	€49k	€0	€39k	€5k
Total assets	€729k	€556k	€607k	€574k
Cash	€21k	€428k	€80k	€148
Liabilities	€262k	€3k	€557k	€508k
Equity	€467k	€553k	€50k	€66k

As filed with RÚZ (Slovak register of financial statements). Each year links to its statement.

Jobs at Monal

No open positions listed right now.

More fintech companies

MONAR Finance
Mortgage financing and financial advice for individuals buying investment properties
Košice, SlovakiaFintechFounded 2022
Young companyProfitable
Moneygo
Online quick loans, loan refinancing and insurance for employed, self-employed and retired clients in Slovakia
Spišská Nová Ves, SlovakiaFintechFounded 2025
Young companyProfitableNew on Evolc
Monilogi
Cash processing and cash logistics for banks and their corporate clients across Slovakia
Bratislava, SlovakiaFintechFounded 2022
Young companyProfitableGrowing
MyLife Slovensko
Wealth management, asset management and financial planning for private clients in Slovakia, delivered by advisors and branches
Nitra, SlovakiaFintechFounded 2023
Young companyProfitableGrowingNew on Evolc
myPORTAL
Online reporting platform that visualises accounting data for Slovak accountants and business owners
Bratislava, SlovakiaFintechFounded 2022
Young companyProfitable
naleasing
Vehicle financing broker in Slovakia that compares leasing and loan offers from several lenders for car, motorcycle, truck
Banská Bystrica, SlovakiaFintechFounded 2022
Young companyProfitableGrowing