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ModernFi

Institution-owned deposit networks giving U.S. banks and credit unions reciprocal deposit insurance and funding tools

United Statesmodernfi.comWebsite technologies

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Highlights

  • New on EvolcAdded 2026-11-14

About ModernFi

ModernFi operates institution-owned deposit networks that help U.S. financial institutions provide reciprocal deposit insurance, optimise funding and improve profitability. Institutions get a depositor portal, integrated into their own web and mobile apps and branded in their own name, plus an admin experience with core integrations and custom reporting. ModernFi itself is not an FDIC-insured bank or NCUA-insured credit union.

Customers are community, regional and super-regional banks and credit unions, with the company citing 1,020 member institutions across all 50 states. For banks, ModernFi is network operator for NBID, a standalone LLC owned by over 800 member banks, which receive preferential pricing, profit share and oversight through a bank-majority board. For credit unions, it operates a credit union service organisation (CUSO) serving over 150 credit unions.

The company states it manages $3.6T in deposits and lists investors including Andreessen Horowitz and Canapi Ventures. It is based in New York and is hiring for product, engineering, business development and institution success roles in New York and remotely in NYC.

Product: Institution-owned reciprocal deposit networks (NBID for banks, a CUSO for credit unions) with depositor portal and admin tools for member institutions.

Jobs at ModernFi

No open positions listed right now.

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Website technologies

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Recruiting

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Website detection does not establish a paid subscription or company-wide use. Tools loaded after consent or sign-in may be missed. “No longer observed” does not prove the company stopped using a tool.