meinegirokarte.de

Garnishment-protected current accounts with a debit card for individuals in Germany, opened without a SCHUFA credit check

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Highlights

  • New on EvolcAdded 2026-11-01

About meinegirokarte.de

MeineGiroKarte offers a P-Konto (Pfändungsschutzkonto), a garnishment-protected current account with a debit card. The account protects a monthly amount from seizure, set by law at 1,590.00 euros as of July 2026, and can be opened online without a SCHUFA credit check.

The customers are individuals in Germany who want a garnishment-protected account, including people with a negative SCHUFA record. The company states that converting or maintaining the P-account carries no extra fees, and that an optional account function for transfers and direct debits is available. Additional protected amounts for dependants, child benefit and one-off social benefits can be applied for through the bank.

The brand is run by PayCenter, which describes itself as a specialist in garnishment-protected accounts without SCHUFA. Services include the protection against account blocking and online activation of the protection. The offering is directed at the German market.

Product: P-Konto (Pfändungsschutzkonto): garnishment-protected current account with debit card, opened online without SCHUFA check.

Jobs at meinegirokarte.de

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