Lendable

Lendable operates a digital lending platform offering personal loans and credit cards, plus Zable, a financial app that combines borrowing, refinancing, credit building and saving products. The website says eligibility checks and rates can be seen before applying without affecting the credit score.

Its customers are consumers in the UK, the US and Mexico who borrow through the platform. The website lists personal loans of £1,000 to £25,000 over 1 to 5 years at 7.8% to 48.9% APR, and states that no fee is charged before a loan is disbursed. Lendable's careers page describes the company as profitable within three years of launch.

Lendable was founded in 2014 and its careers page lists a team of 800+ across London, Kent and New York. The company's site describes uses of open banking data in credit decisions. At the time of the snapshot, 40 open roles were listed, mainly in engineering and product, growth and analytics, operations and compliance.

Product: Personal loans, credit cards and the Zable financial app for borrowing, refinancing, credit building and saving.