January

AI-powered debt collection and consumer credit software for banks, fintechs, creditors and debt buyers

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Highlights

  • New on EvolcAdded 2026-11-13

About January

January provides an AI platform for consumer debt recovery, automating personalized outreach and payment resolution across voice, SMS and chat. Its system supports payment plans, settlements and hardship options within creditor-defined rules and compliance controls.

Customers include banks, fintech companies, card issuers, creditors and debt buyers. January offers its platform and collection services to institutional clients.

The company is based in New York City and has an in-person office in Nolita. It says its platform has engaged more than 20 million consumers and processed over $20 billion in debt; its careers page lists roles across engineering, product, security, sales and operations in New York City.

Product: AI-driven debt collection and consumer credit platform for personalized, compliant recovery across voice, SMS and chat.

Jobs at January

No open positions listed right now.

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