Griffin Funding

Griffin Funding is a direct-to-consumer mortgage lender. It specializes in bank statement loans for self-employed borrowers, DSCR loans for real estate investors, home equity loans, and VA loans for veterans and active-duty military, and also offers FHA and conventional loans. Applicants can complete applications, sync bank accounts and upload documents through its digital mortgage platform.

Its customers are self-employed borrowers, real estate investors, veterans and military members, and homeowners with equity. The company describes itself as a fully delegated direct lender that underwrites FHA and VA loans in-house and works with a network of institutional non-QM loan buyers. It also operates a proprietary AI-powered underwriting tool for non-QM program guidelines.

Griffin Funding, Inc. was founded in 2013 and is headquartered in San Diego, California. It has lending offices in Irvine, California, Scottsdale, Arizona, and Charlotte, North Carolina. The company reports $3.6+ billion in funded loan volume for 8,000+ clients as of May 2025. Its current openings include loan officers, mortgage processors, a mortgage closer, a branch manager, a third-party lead manager and a non-QM product trainer.

Product: Bank statement, DSCR, home equity and VA mortgage loans, plus FHA and conventional loans, arranged through a digital application platform.