Fintern

Open Banking and AI underwriting for UK personal loans, plus a lending platform for partner lenders

London, United KingdomFounded 2020getabound.comWebsite technologies

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Highlights

  • Hiring15 open roles
  • New on EvolcAdded 2026-10-27
  • Remote-friendly15 of 15 open roles remote or hybrid

About Fintern

Fintern Ltd, trading as Abound, provides personal loans to UK consumers. Its underwriting uses Open Banking data and AI to assess affordability beyond traditional credit scores. The company also offers its platform to lenders for retail finance, premium finance and cashflow underwriting.

Individual borrowers apply online for loans of up to £20,000 and must be at least 18, have the right to live in the UK, have a main bank account in the UK and have no unresolved defaults or CCJs. The company states it has originated over £1.5b in loans and has powered over 15 partners with its platform.

Abound was founded in 2020 and launched its lending business in March 2021. It is headquartered in London and is authorised and regulated by the Financial Conduct Authority. Co-founders Gerald Chappell (CEO) and Michelle He (COO) lead the company. Current open roles include software, security and data engineering, product, mortgage underwriting, customer operations and legal and compliance, based in London, Milton Keynes, Madrid and Shenzhen.

Product: Personal loans up to £20,000 with Open Banking-based underwriting, and a lending platform for partner lenders.

Jobs at Fintern (15)

Fintern is hiring for 15 roles, mostly in engineering, based in London.

See all 15 jobs at Fintern →

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Website technologies

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  • AWS
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  • Google Analytics 4
  • Pipedrive
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