Everspring

Everspring Solutions builds vertical payment solutions for regulated industries. Its modular platform shares a common compliance and infrastructure layer across solution families, MultiPay and CardServices. Products include MediPay for patient billing, insurance co-pays and recurring treatment payments in Nordic healthcare, PayByLink for collecting payments via SMS, email or QR code, and white-label and closed-loop credit card programs, prepaid and gift cards, and coupons and loyalty.

Customers are healthcare providers, retail and e-commerce businesses, and banks and fintech partners in financial services. Revenue comes from core payment processing, with value-added services such as prepaid and loyalty programs layered on top.

The company was founded in November 2025 through a carve-out from Value Added Services within PayEx, and it is headquartered in Oslo. Its team draws on experience from PayEx and Swedbank Pay. The website lists four Nordic markets for its financial services offering and nine integrated electronic patient record systems in healthcare.

Product: Vertical payment solutions: MediPay, PayByLink, credit card programs, prepaid and gift cards, and coupons and loyalty, on a shared modular platform.