Enfuce Financial Services

Card issuing and processing platform for banks, fintechs and consumer brands running card programmes

Espoo, FinlandFounded 2016enfuce.comWebsite technologies

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Highlights

  • New on EvolcAdded 2026-10-27

About Enfuce Financial Services

Enfuce provides a cloud-native card issuing and processing platform. Its services cover card issuing, real-time processing and authorisation, licensing, ledger and billing, fraud and dispute management, and programme data and reporting. Each programme runs on isolated infrastructure, and the platform is accessed through APIs.

Customers are banks, fintech companies and consumer brands that run card programmes. The website cites use cases in banking, fleet and fuel cards, employee benefits and expense management, with clients including SEB Embedded, Avida, Memo Bank, Circle K, Swile and Pleo. Pricing combines an implementation fee, a fixed monthly service fee and a volume-based fee, with optional add-ons.

Enfuce was founded in 2016 and is headquartered in Espoo, Finland, with hubs in London and Mariehamn. Its EMI licence is issued by the FIN-FSA and passported across the EEA, and UK operations are authorised separately by the FCA. The company holds Visa and Mastercard principal membership and reports more than 180 employees across 30+ nationalities.

Product: Cloud-native card issuing and processing platform with licensing, ledger, fraud and dispute management, configured per card programme.

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