easycredit.de
Consumer loans with reserved funds that can be drawn later, for private borrowers in Germany, applied for online or at partner banks
Highlights
- New on EvolcAdded 2026-10-27
About easycredit.de
easyCredit offers consumer loans from 1,000 to 75,000 euros with terms of 12 to 84 months and a fixed interest rate for the whole term. Borrowers can also reserve unused "finanzieller Spielraum" (financial headroom) and draw on it later, with interest charged only on amounts paid out. The loans have no earmarked purpose. The stated effective annual rate ranges from 5.99% to 16.99%, depending on creditworthiness. Customers manage their credit through the easyCredit+ app, including adjusting instalments, making early repayments free of charge and topping up the loan.
The product is aimed at private borrowers in Germany, who can take out a loan online or at one of the partner banks. Revenue comes from interest on the loans. The credit is provided by TeamBank AG, based in Nürnberg, which is part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken.
The website cites a FOCUS MONEY customer survey covering 39 lenders, in which easyCredit was rated "sehr gut" in all tested categories. The company has an office in Nürnberg.
Product: Instant consumer credit with a reserved, drawable financial headroom, managed via the easyCredit+ app.
Jobs at easycredit.de
More fintech companies
easyzvt.de
Middleware that links cash register software with EC and card terminals through the ZVT protocol, for POS software vendorsNew on Evolcedelmetalle.de
A free online portfolio tool for individuals managing physical precious-metal coins and barsNew on Evolceivor.de
Energy and insurance brokerage with tax-optimised investments, senior loans and precious metals for private clientsNew on Evolcelectroncash.de
Bitcoin Cash wallet software and server tools for cryptocurrency users and operatorsNew on Evolcepay, a Euronet Worldwide Company
Distributes prepaid airtime, branded payments and gift cards to brands and retailers across Europe and AsiaRemote-friendlyermoeglicher.de
Network of regional guarantee banks providing SME loan guarantees across Germany for founding, succession, growth and stabilisationNew on Evolc
Website technologies
Older, unverified list. Detection dates and supporting evidence are not yet available.
- Google Tag Manager
- WordPress