CREDIX

CREDIX a.s. is a Czech credit company that provides non-bank financing for real estate development, including pre-development, development and purchase of already completed real estate projects. Loans are secured by the property, with LTV up to 80%, terms of 1 to 3 years, interest from 7.9% p.a., and monthly or quarterly repayment.

Its clients are companies and entrepreneurs building or buying completed properties. The website lists loans of 5 to 80 million CZK, up to 125 million CZK for economically connected groups. It also recruits commercial intermediaries and referrers (paid by commission on approved loan amounts or referral fees).

The company was founded on 13 February 2024 and is a wholly owned subsidiary of Banka CREDITAS, part of the CREDITAS investment group. It continues the lending activity of NEY spořitelní družstvo, whose sales team moved to CREDIX after Banka CREDITAS acquired a majority stake in 2023. The website is in Czech; the registry lists Praha as headquarters.

Product: Secured non-bank real estate development and acquisition loans with terms of 1 to 3 years and LTV up to 80%.