credithive.co.uk
Smartphone installment financing for unbanked customers in Africa, sold through partner retail stores
Highlights
- New on EvolcAdded 2026-11-03
About credithive.co.uk
CreditHive is a UK-based fintech that provides buy-now-pay-later smartphone financing. Its credit profiling uses AI and telecom data, and each financed device is enrolled with pre-installed locking software that restricts the phone if a payment is missed.
Customers apply at partner retail stores for customers without a bank account, and repay in installments through mobile money, bank transfers or other supported methods. Partners include telecom operators Africell, Orange, MTN, Airtel and Econet, and the company states that it is integrated with Samsung, Nokia, Tecno, Huawei, Itel and KaiOS devices.
The company operates in Zambia, Zimbabwe, Ghana, Guinea Bissau and the Democratic Republic of Congo, and states that it is live in 6 countries across Africa, Asia and the Middle East. It reports that 2025 sales doubled compared with 2024 and opened a customer service centre in a rural market, its first in Africa.
Product: BNPL smartphone financing with AI-based credit profiling on telecom data and a device-locking mechanism for missed payments.
Jobs at credithive.co.uk
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Website technologies
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Website detection does not establish a paid subscription or company-wide use. Tools loaded after consent or sign-in may be missed. “No longer observed” does not prove the company stopped using a tool.