cetelem.fr

Cetelem, operating as Crédit Cetelem, offers consumer credit to individuals in France. Its products include personal loans, revolving credit, debt consolidation (rachat de crédits), car loans, eco-friendly renovation loans and a Cpay Mastercard credit card. Customers can simulate a loan online, submit an application, receive an immediate preliminary answer and sign the contract electronically. Credit offers are subject to review and acceptance by BNP Paribas Personal Finance.

Customers manage their loans through a mobile app, where they can change monthly payments, request payment deferrals and view statements. Optional services include borrower insurance, a legal assistance offer for eco-renovation loans, and Protexxio Budget, which provides a monthly payment in case of job loss or work stoppage. The Cpay card offers cashback and discounts at partner retailers and can be used with Apple Pay.

The website states that the company has more than 5 million customers. The site is published in French, and the company's registry country is France.

Product: Personal loans, revolving credit, debt consolidation, car loans, green renovation loans and the Cpay Mastercard credit card, managed through a mobile app.