bencontfinance.sk
Consumer lending, bond investments and receivables management for individuals and businesses in Slovakia
About bencontfinance.sk
BENCONT FINANCE provides consumer loans, sells bonds, and manages, purchases and collects receivables. It also offers investment opportunities through bond programmes.
Its customers include individuals seeking loans or debt repayment options, investors, and businesses seeking to sell receivables. The company operates under a licence from the National Bank of Slovakia.
Founded in 2014, BENCONT FINANCE is based in Bratislava, Slovakia. It reports digitalisation and automation initiatives and AI projects in cooperation with KInIT since 2023.
Product: Consumer loans, bond programmes, and receivables purchase, management and collection services.
Financials
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|
| Revenue | €6.1M | €8.3M | €4.7M | €4.4M | €5.1M |
| Growth | −27% | +78% | +5% | −13% | — |
| EBITDA | €1.7M | €2.1M | €1.8M | €1.5M | €2.1M |
| Operating profit | €873k | €1.3M | €1.1M | €795k | €1.3M |
| Net profit | −€223k | −€198k | −€275k | −€277k | €87k |
| Net margin | −3.7% | −2.4% | −5.9% | −6.2% | 1.7% |
| Personnel costs | €1.5M | €767k | €336k | €283k | €311k |
| Total assets | €41.8M | €37.6M | €35.8M | €29.7M | €30.1M |
| Cash | €825k | €579k | €30k | €505k | €415k |
| Liabilities | €34.3M | €31.9M | €35.1M | €29.6M | €29.7M |
| Equity | €7.4M | €5.6M | €636k | €134k | €411k |
As filed with RÚZ (Slovak register of financial statements). Each year links to its statement.
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Website technologies
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- Bootstrap
- Cloudflare
- Google Tag Manager
- Google reCAPTCHA
- Microsoft Clarity
- jQuery
- nginx