ARQ

ARQ, previously known as DolarApp, offers a finance app where users hold and convert digital dollars and euros at market rates, pay with a card, receive payments from the US and Europe into their own account details, and access earnings accounts and stocks and ETFs. The site states that USDc and EURc are virtual assets, not fiat currency.

The website targets travelers, investors and professionals who move money between Latin America, the United States and Europe. It describes conversion at real market rates without hidden fees and a card with cashback, but does not publish detailed pricing or a full breakdown of its revenue model.

The site reports 2 million users and lists investors including Sequoia Capital, Founders Fund, Brevan Howard Digital, Y Combinator and Kaszek Ventures. Open roles cover Java and iOS engineering, product, data science, finance, legal and compliance, and go-to-market, located in London, New York, São Paulo, Mexico City, Kraków, Bogotá, Buenos Aires and Gibraltar. The founding year and headquarters are not stated on the site.

Product: Mobile and web app with digital dollar and euro accounts, currency conversion, a card with cashback, cross-border receiving accounts and access to earnings accounts and stocks/ETFs.