Affirmative Finance
Bridging and development loans for property buyers, developers and investors across England, Scotland and Wales
Highlights
- New on EvolcAdded 2026-10-28
About Affirmative Finance
Affirmative Finance is a short-term lender that provides bridging loans and development finance for property transactions and projects. Its product list covers bridging finance, development finance, asset finance, auction finance, commercial property loans, consumer buy-to-let loans, and finance for refurbishment, conversion, self-build and custom-build projects.
Customers include individuals, property developers and investors, self-build enthusiasts, financial intermediaries and other businesses. The company earns income from interest on the loans and an arrangement fee deducted at completion. Loans run for a maximum term of 18 months, with a minimum loan of £10,000 and a maximum usually of £3 million, and interest is charged only on monies drawn under staged facilities.
Affirmative Finance was founded in 2004 and has its office in Manchester. It is authorised and regulated by the Financial Conduct Authority and is a member of UK Finance. The company describes its lending as covering England, Scotland and Wales.
Product: Short-term secured bridging loans and development finance for residential and commercial property, with staged drawdown facilities.
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