Simfina

Simfina a.s. is a Czech non-bank lender that offers unsecured consumer cash loans from 4,000 to 100,000 CZK under the Fajnpůjčka brand. The loans are not tied to a stated purpose and require no guarantor or collateral. The company holds a licence from the Czech National Bank, which its website says dates from 2018.

Customers are individuals who take consumer loans. The company earns from its lending and has, since July 2024, also sold cash loans through a nationwide network of sales agents alongside its original online lending. Agents are paid a commission for each closed loan.

Simfina a.s. was founded in 2011 and is registered with Praha as its headquarters city. Its website lists regional offices in Ostrava, Brno, Hradec Králové, Jihlava, Kladno, Plzeň, Ústí nad Labem and Zlín, plus management centres in České Budějovice, Karlovy Vary, Liberec, Olomouc and other Czech towns. The company is currently recruiting business managers for Prague and the Central Bohemian region and for the České Budějovice area, and sales agents.

Product: Unsecured consumer cash loans of 4,000 to 100,000 CZK, with optional weekly repayment, arranged online or through sales agents.