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ESKA Finance

Online leasing and vehicle financing for micro-entrepreneurs buying commercial vehicles and machinery across the EU

Bratislava, SlovakiaFounded 2022eskafinance.com

Highlights

  • Young companyFounded 2022
  • ProfitableFY2025 net profit €25k · RÚZ
  • GrowingRevenue +52% YoY (FY2025) · RÚZ
  • New on EvolcAdded 2026-10-17

About ESKA Finance

ESKA Finance offers business leasing, hire purchase and lease-back for commercial vehicles. The website lists light commercial vehicles, trucks, tractor units, semi-trailers, agricultural machinery and construction machinery. Applications are submitted online, with a decision stated as taking under a minute and delivery within about five days.

The company's customers are micro-entrepreneurs and small businesses that want to finance vehicles. The website states that ESKA Finance is not a bank or a leasing company, and that it is a financial company focused on micro and small businesses. It also runs a partner program for brokers, dealers and other SME providers, and says car dealers can offer merchandise on its marketplace or integrate its payment solutions. The website lists a 10% down payment and no application fee, with financing starting from as low as €10,000.

The registry records the company as ESKA Finance s. r. o., founded on 18 February 2022, with its registered address in Bratislava, Slovakia, and as a subsidiary of a foreign group. The website is published in English and Czech and describes cross-border orders from anywhere in the EU. The input does not include hiring information or funding details.

Product: Business leasing, hire purchase and lease-back for light commercial vehicles, trucks, tractor units, semi-trailers, agricultural and construction machinery.

Financials

FY2025FY2024FY2023FY2022
Revenue€5.3M€3.5M€1.7M€416k
Growth+52%+109%+302%—
EBITDA€146k−€225k−€120k€40k
Operating profit€111k−€239k−€125k€40k
Net profit€25k−€240k−€78k€32k
Net margin0.5%−6.9%−4.7%7.6%
Personnel costs€197k€149k€90k€6k
Total assets€7.0M€4.4M€1.9M€398k
Cash€24k€272k€12k€52k
Liabilities€6.5M€3.9M€1.7M€108k
Equity€510k€468k€212k€290k

As filed with RÚZ (Slovak register of financial statements). Each year links to its statement.

Open jobs

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Leadership

Tech stack

  • Google Analytics 4
  • Google Tag Manager
  • Microsoft Clarity