ESKA Finance
Online leasing and vehicle financing for micro-entrepreneurs buying commercial vehicles and machinery across the EU
Highlights
- Young companyFounded 2022
- ProfitableFY2025 net profit €25k · RÚZ
- GrowingRevenue +52% YoY (FY2025) · RÚZ
- New on EvolcAdded 2026-10-17
About ESKA Finance
ESKA Finance offers business leasing, hire purchase and lease-back for commercial vehicles. The website lists light commercial vehicles, trucks, tractor units, semi-trailers, agricultural machinery and construction machinery. Applications are submitted online, with a decision stated as taking under a minute and delivery within about five days.
The company's customers are micro-entrepreneurs and small businesses that want to finance vehicles. The website states that ESKA Finance is not a bank or a leasing company, and that it is a financial company focused on micro and small businesses. It also runs a partner program for brokers, dealers and other SME providers, and says car dealers can offer merchandise on its marketplace or integrate its payment solutions. The website lists a 10% down payment and no application fee, with financing starting from as low as €10,000.
The registry records the company as ESKA Finance s. r. o., founded on 18 February 2022, with its registered address in Bratislava, Slovakia, and as a subsidiary of a foreign group. The website is published in English and Czech and describes cross-border orders from anywhere in the EU. The input does not include hiring information or funding details.
Product: Business leasing, hire purchase and lease-back for light commercial vehicles, trucks, tractor units, semi-trailers, agricultural and construction machinery.
Financials
| FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|
| Revenue | €5.3M | €3.5M | €1.7M | €416k |
| Growth | +52% | +109% | +302% | — |
| EBITDA | €146k | −€225k | −€120k | €40k |
| Operating profit | €111k | −€239k | −€125k | €40k |
| Net profit | €25k | −€240k | −€78k | €32k |
| Net margin | 0.5% | −6.9% | −4.7% | 7.6% |
| Personnel costs | €197k | €149k | €90k | €6k |
| Total assets | €7.0M | €4.4M | €1.9M | €398k |
| Cash | €24k | €272k | €12k | €52k |
| Liabilities | €6.5M | €3.9M | €1.7M | €108k |
| Equity | €510k | €468k | €212k | €290k |
As filed with RÚZ (Slovak register of financial statements). Each year links to its statement.
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Leadership
- Ján Mišura · Konateľ (Managing director)Source: business register
Tech stack
- Google Analytics 4
- Google Tag Manager
- Microsoft Clarity