Armitage Labs

Creem is a merchant-of-record platform for selling software and digital products. It handles checkout, payments, taxes, invoices, fraud screening, chargebacks and payouts, and also offers usage-based and credit-wallet billing, affiliates, revenue splits and short links. The product is accessible through an API, SDKs, CLI, webhooks and an MCP server.

Customers are founders, indie hackers, micro-SaaS builders, creators and agencies selling software and digital products. Creem charges 3.9% plus $0.40 per successful transaction, with no monthly or setup fees, and offers a custom-pricing tier for higher-volume businesses.

The company is headquartered in Tallinn, Estonia, and its website says it was founded by Gabriel Ferraz and Alec Erasmus. The website states a team of 16 people and €7M raised, backed by Inovo VC, Practica and Antler. Four open roles are listed for Tallinn, covering growth (Founding Growth Marketer, Founding Account Executive) and payments and compliance (Senior Fraud Analyst, Senior Accountant).

Product: Merchant-of-record checkout and billing platform covering payments, sales tax, invoicing, fraud, chargebacks, payouts, affiliates and usage-based billing.